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If you’re ready to purchase your home, you can talk to an approved Maryland Mortgage Program lender who can help you​ create the perfect home loan package to suit your needs.

Freedmont Mortgage
50 Scott Adam Road
Hunt Valley, MD 21030
888-955-8508
410-628-0500
NMLS #1846

A qualified mortgage advisor from Maryland-based Freedmont Mortgage will be in touch with you to review possible mortgage downpayment assistance programs that qualify for your situation.

The next steps involve providing the necessary documentation to support your application and expedite the approval process. Properly preparing your documents will make the process smoother and faster.

Prepare Your Documentation:

To ensure a timely review of your application, please gather the following documents:

Proof of Income

• Recent pay stubs (last 2-3 months)
• W-2 or 1099 forms from the past two years
• Tax returns from the past two years

Proof of Assets

• Bank statements (last 3 months)
• Retirement account statements
• Other assets like real estate, valuable possessions, etc.

Credit History

• Any relevant details or explanations about credit events, if not already covered in the initial application.

Personal Identification

• Government-issued photo ID (e.g., driver’s license, passport)
• Social Security card or number

Property Information

• Purchase agreement (if you’ve already chosen a property)
• Recent property tax assessments and statements
• Homeowner’s insurance policy details

Debt Information

• Other outstanding loans or credit accounts (e.g., car loans, credit cards, student loans)